Student Credit, Debt and Banking Advice

Student Credit and Debt Advice

Credit and Debt Education Center

We provide credit advice, debt help, banking services, and credit card advice to help you improve your credit score, and get on the right track to building your credit for the future.

Improve your credit score now »

Student Credit Resources and Advice

In today's credit-based society, it is extremely important that students learn about credit cards, student loans and debt management. We will teach you things like what APR means, why smart students have credit cards, what your credit score means and much more. Be sure to check out our free student credit card debt reduction plan!

Before Applying for a Loan or Credit Card, Check Your Credit Score

Free Credit Score
  • The #1 Free Online Credit Score
  • Keeping track of your Credit Score can help you avoid surprises
Get Started: Improve Your Credit Score Today

Featured Student Credit Cards for January


APR   Annual Fee Credit
Citi® Dividend Platinum Select® Card for College Students
13.99-21.99%(Variable) $0* Excellent - Good

  • No cosigner required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities (including cable) for 6 months; 1% thereafter
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*


Apply Now



APR   Annual Fee Credit
Citi Forward® Card for College Students
13.99-22.99%(Variable) $0* Excellent - Good

  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points® each billing period that you pay on time and stay under your credit line
  • Earn up to 1,000 bonus points after you sign up for paperless statements within the first 3 months of account opening
  • No Cosigner required


Apply Now



APR   Annual Fee Credit
Discover® Mix Tape Student Card
13.99-20.99% $0 Excellent - Good

  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee


Apply Now



APR   Annual Fee Credit
Discover® Student Card - Monogram Collection
13.99-20.99% (V) $0 Excellent - Good

  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Apply Now



APR   Annual Fee Credit
Discover® Student Card
13.99-20.99% (V) $0 Excellent - Good

  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Apply Now



APR   Annual Fee Credit
Discover® Student Card - Clear
13.99-20.99% $0 Excellent - Good

  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • No Annual Fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Apply Now



APR   Annual Fee Credit
Discover® Student Card - Tropical Beach
13.99-20.99% $0 Excellent - Good

  • 5% Cashback Bonus® in categories that change like department stores, gas, groceries, restaurants, and more.
  • Up to 1% unlimited Cashback Bonus® on everything else you buy
  • No Annual Fee


Apply Now



APR   Annual Fee Credit
Discover® Student Open Road®
13.99-20.99% (V) $0 Excellent - Good

  • Double Cashback Bonus® at any gas station and any restaurant.
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information


Apply Now



APR   Annual Fee Credit
Discover® Student Card with $25 Cash Back Bonus
13.99-20.99% (V) $0 Excellent - Good

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • *Click apply to view rates, fees, rewards, limitations and other important information


Apply Now



APR   Annual Fee Credit
UPside Student Prepaid Visa® Card
N/A N/A Excellent - Bad, No Credit

  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash
  • Parents can load the card online from their own credit card or checking account
  • Instant online funding, great for emergencies when your child is away from home


Apply Now



Student Platinum Debt, Credit and Banking Services

StudentPlatinum.com is designed to help college students and graduates find student credit card applications, credit education, student banking, loans and credit card help. Student credit card applications on StudentPlatinum are safe and tested daily for security.

Student Credit News and Blog Posts

Do I need a credit card for college?

Jul 27, 2011  -  With all of this talk about credit it is hard for high school and college students to weed out the good information and advice from the bad informatio...

Online Banking for College Students

Jun 14, 2011  -  Opening a Student Bank Account Many college students will open their first bank account just as they leave for campus.  Others have had bank accounts...


Read the latest student credit news