Citi® Dividend Platinum Credit Card for Students

Review

The Citi® Dividend Platinum Select® Card for College Students is an ideal card if you want to earn cash back on your card purchases. You'll earn a 2% rebate on purchases at supermarkets, drugstores, gas stations, convenience stores, and utilities including cable. You'll also earn an average of 5% cash back for purchases made through the Citi Dividend Merchant Network. For all other purchases and cash advances you'll earn a 1% rebate. A flat $5 is awarded for each balance transfer of $1,500 or more. Rebates on purchases made through the Citi Dividend Merchant Network are unlimited; however, rebates on purchases made everywhere else are limited to $300 per year. This card offers an interest-free introductory period for all transactions with no annual fee, but the rate for purchases is above average after the introductory rate expires. This card does offer many platinum benefits and services, so if you are able to pay your balance in full, it's an excellent choice.