Credit Cards for Poor Credit


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Below are a few great options for student with poor, damaged, or limited credit. If you are a underclassman with no credit history, these are the best cards for you.

Compare the student credit cards below to select the best poor credit card for your situation. If you are wondering about the best methods to use a student credit card, check out some of our popular blogs on smart credit card usage.


Limited Credit Student Credit Cards


APR   Annual Fee Credit
Capital One® Secured MasterCard®
22.9% (V) $29 Poor - Bad

  • Get the credit you need with no application or processing fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3,000


Apply Now



APR   Annual Fee Credit
First Progress Platinum Select MasterCard® Secured Credit Card
Merchandise APR 14.99% $39 Poor - Bad, No Credit

  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 --$2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account


Apply Now



APR   Annual Fee Credit
The First Progress Platinum Elite MasterCard® Secured Credit Card
Merchandise APR 19.99% $29 Poor - Bad, No Credit

  • Get Approved Fast - Just Click Below to Start the Process!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application


Apply Now



APR   Annual Fee Credit
First Progress Platinum Prestige MasterCard® Secured Credit Card
Merchandise APR 11.99% $44 Poor - Bad, No Credit

  • Get Approved Fast - Just Click Below to Start the Process!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application


Apply Now



APR   Annual Fee Credit
Open Skysm Secured Visa® Credit Card
14.25% Variable $50 Poor - Bad, No Credit

  • No Credit Check
  • Rebuild credit or establish credit with automatic reporting to all major credit bureaus
  • Low variable APR
  • Online Application process


Apply Now



APR   Annual Fee Credit
Continental Finance Matrix Discover® credit card
See Terms See Terms Poor - Bad

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7


Apply Now



APR   Annual Fee Credit
Horizon Gold Card
N/A N/A Poor - Bad

  • Guaranteed approval!
  • Bad credit accepted!
  • No employment check!
  • Reports to a major credit bureau!


Apply Now



APR   Annual Fee Credit
Horizon Gold Card Short Form
N/A N/A Poor - Bad

  • No Credit Check
  • Bad Credit - OK!
  • Instant Approval
  • Guaranteed $500 Credit Line


Apply Now



APR   Annual Fee Credit
Continental Finance Matrix Discover® credit card
See Terms See Terms Poor - Bad

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7


Apply Now



APR   Annual Fee Credit
Continental Finance Cerulean Discover® credit card
See Terms See Terms Poor - Bad

  • Use your Cerulean credit card at locations everywhere Discover® is accepted
  • Make Low Monthly Payments on all your card purchases!
  • Poor Credit? No Credit? No Problem!


Apply Now