Credit Cards for Limited Credit

The credit cards below are for those with fair, limited or no credit at all. If you have poor credit and need to rebuild it these cards are for you. If you need one of these cards because of your poor credit, it's not the end of the world. Build a solid payment history and then transfer your balance to a better card later.

  Intro Rate Regular Rate Annual Fee Balance Transfer Credit Needed
Bank of America® Student Platinum Plus® Visa® Credit Card

Bank of America® Student Platinum Plus® Visa®

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None Varies None No Any Credit
Capital One® No Hassle Cash(SM) for Students

Capital One® No Hassle Cash(SM) Rewards for Students

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0% until Oct. 2008 14.9% $29 Yes Fair Credit
Capital One® Platinum for Students

Capital One® Standard Platinum for Students

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0% until Oct. 2008 17.8% $0 Yes Fair Credit
Orchard Bank Platinum MasterCard®

Orchard Bank Platinum MasterCard®

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0% APR for 6 Months 14.9% $39 Yes Poor Credit
Orchard Bank Silver MasterCard®

Orchard Bank Classic MasterCard®

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0% APR for 6 Months 14.9% $49 Yes Poor Credit
New Millennium Bank Gold Visa® / MasterCard®

New Millennium Bank Gold Card®

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None 19.5% $59 No No Credit
New Millennium Bank Black Diamond Visa®/MasterCard®

New Millennium Bank Black Diamond Card

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None 19.5% $59 No No Credit