Credit Cards for Poor Credit
Below are a few great options for student with poor, damaged, or limited credit. If you are a underclassman with no credit history, these are the best cards for you.
Compare the student credit cards below to select the best poor credit card for your situation. If you are wondering about the best methods to use a student credit card, check out some of our popular blogs on smart credit card usage.
Limited Credit Student Credit Cards
APR
Annual Fee
Credit
0% on purchases
See Terms
Poor - Bad, No Credit
ZERO - 0% FIXED APR on purchases - No Intro Rates! ZERO - 0% Rate Won't Change - Even If You're Late! ZERO Application Fees ZERO Worries - FREE Personal ID Theft Protection
Apply Now
APR
Annual Fee
Credit
9.99% Fixed
$50
Poor - Bad, No Credit
Guaranteed Approval Regardless of Your Past Credit History 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late Choose Your Credit Limit - From $200 to $5,000 Highest Ratings for Financial Strength and Security in the Country
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free $0 activation online - with no credit check! Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) No overdraft fees Access to over 18,000 MoneyPass® ATMs
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
$0 activation online - with no credit check! Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) No overdraft fees Access to over 18,000 MoneyPass® ATMs
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
No issuance fee online No credit check or bank account required Use everywhere Visa debit is accepted $10 bonus with qualifying Direct Deposit (for a limited time only)
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
No issuance fee online No credit check or bank account required Use everywhere MasterCard® debit is accepted $10 bonus with qualifying Direct Deposit (for a limited time only)
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Poor - Bad
Guaranteed approval! Bad credit accepted! No employment check! Reports to a major credit bureau!
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
100% Guaranteed Approval* - No Credit Checks Free Direct Deposit - paycheck, benefits, tax refunds Free Online Bill Payment & Check Writing No Overdraft Fees or Balance Minimums
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - paycheck, benefits, tax refunds Free Credit Score Tracker Free Online Bill Payment & Check Writing No Credit Check, no Overdraft Fees or Balance Minimums
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
Get 1% Cash Back on Gas Purchases No Credit Check, No Overdraft Fees, and No Interest Fees Free Savings Account and Free Roadside Assistance Free Direct Deposit and Free Bill Pay so you can manage your money better
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More! No credit check, 100% approved!* Travel, Rent Cars, Reserve Hotels, Shop Online safely! Online bill pay, Earn REWARDS, FREE Direct Deposit!
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Save up to $220 compared with other prepaid cards Similiar to a checking account. No credit check. No activiation fee. $0.99 monthly fee with total load of $500 or more Free Direct Deposit from employers or load cash at 50,000 retailers
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
A card truly designed for the 13-25 age group and their parents Full parental control. Safer than cash Parents can load the card online from their own credit card or checking account Instant online funding, great for emergencies when your child is away from home
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Similar to a checking account, even if you have bad credit. Free Direct Deposit from your employer. Deposit cash at 50,000 retailers. Write personal checks online, we mail them for you! All for only $0.99/monthly, including a Visa prepaid card
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% Guaranteed Approval* - No Credit Checks $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit Quick and Safe Access to your Money Easy Online Bill Pay
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Instantly fund employee purchases. Save money - no surprise interest charges or overdraft fees. Free Trial Period - No Monthly Fee for at least 2 months after you enroll No deposit fees
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Make a difference - With every signature purchase you are helping to fight against breast cancer. 100% Guaranteed Approval* - No Credit Check, income requirements, or bank account required! FREE Direct Deposit - Eliminate check cashing fees FREE Rewards Program - Earn 1 point for every $1 spent. Points never expire!
Apply Now
APR
Annual Fee
Credit
22.9% (V)
$29
Poor - Bad, No Credit
Get the credit you need with no processing fees or application fees Automatic reporting to the 3 major credit bureaus Track credit with access to your credit score and other tools Your refundable security deposit can get you a line up to $3000
Apply Now
APR
Annual Fee
Credit
N/A
$0
Poor - Bad, No Credit
No purchase price or activation fee Accepted worldwide - everywhere that accepts Debit MasterCard Secure - Your money is safe if card is lost or stolen. FDIC Insured No credit check
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
The benefits of Cardmembership start here! No Monthly, Annual or Purchase Fees No Overdraft, Inactivity or Foreign Exchange Fees No Credit Check
Apply Now
APR
Annual Fee
Credit
14.90% or 19.90%, or 7.90% for secured cards
$0 - $59 the first year, $35 - $59 per year thereafter
Poor - Bad, No Credit
An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages are available to remind you of your upcoming payment due date
Apply Now
APR
Annual Fee
Credit
14.90% or 19.90%, or 7.90% for secured cards
$0 - $59 the first year, $35 - $59 per year thereafter
Poor - Bad, No Credit
Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit Acceptance at millions of locations including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages are available to remind you of your upcoming payment due date
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% guaranteed approval*- No Credit Check No Activation Fee Free Direct Deposit and $25 cash back
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
$0 Monthly Fee 100% guaranteed approval* No Credit Check Free Direct Deposit
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% guaranteed approval* No Activation Fee Free Direct Deposit Cash Rewards on certain purchases
Apply Now
