Credit Cards for Poor Credit

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Below are a few great options for student with poor, damaged, or limited credit. If you are a underclassmen with no credit history, these are the best cards for you.

Compare the student credit cards below to select the best poor credit card for your situation. Remeber to use student credit cards for emergencies only, and pay off your balance in full each month in order to build your credit score.

Poor and Limited Credit Student Credit Cards

  Intro Rate Regular Rate Annual Fee Credit Needed
Discover® Student Card

Editor's Choice: Discover® Student Card

0% for 6 Mos Intro Rate 14.99% None New to Credit

Secured Student Credit Cards

If you are looking to rebuild your credit, a secured student credit card may be the right choice for you, since these cards for poor credit report to credit bureaus. A security deposit is required for these cards.

  Intro Rate Regular Rate Annual Fee Credit Needed
Public Savings Bank Secured Black Card

Public Savings Bank Secured Black Card

0% for 6 Mos Intro Rate 11.24% None No Credit Check
New Millennium Bank Secured Platinum Visa®/MasterCard®

New Millennium Bank Secured Platinum

No Intro Rate 19.50% $59 No Credit Check

Prepaid Student Credit Cards

If you are looking to control your spending and have the convenience of a credit card without the debt, a prepaid student credit card is a great option for you.

  Application Fee Minimum Deposit Total First Year Fees Credit Needed
AccountNow® Prepaid Visa®

Helps Build Credit: AccountNow® Prepaid Visa®

$9.95** $10 $129.35 No Score Needed
Vision Silver(SM) Prepaid MasterCard®

Vision Silver(SM) Prepaid MasterCard®

$9.95 N/A $57.35 No Score Needed
Millennium Advantage Pre-Paid MasterCard®

Millennium Advantage Pre-Paid MasterCard®

$99 $10 $170.40 No Score Needed
BuyRIGHT Pre-Paid MasterCard®

BuyRIGHT Pre-Paid MasterCard®

$29.95 $10 $89.35**** No Score Needed
Current by Discover - Teen Prepaid Debit Card

Current by Discover - Teen Prepaid Debit Card

$0 $20 $50 No Score Needed