Credit Cards for Limited Credit

The credit cards below are for those with fair, limited or no credit at all. If you have poor credit and need to rebuild it these cards are for you. If you need one of these cards because of your poor credit, it's not the end of the world. Build a solid payment history and then transfer your balance to a better card later.

  Intro Rate Regular Rate Annual Fee Balance Transfer  
Capital One® Platinum for Students

EDITOR'S CHOICE: Capital One® Platinum for Students

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0% until Dec. 2008 19.55% $0 Yes  
Capital One® No Hassle Cash(SM) for Students

Capital One® No Hassle Cash(SM) Rewards for Students

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0% until Dec. 2008 16.65% $29 Yes  
Orchard Bank Platinum MasterCard®

Orchard Bank Platinum MasterCard®

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0% APR for 6 Months 14.9% $39 Yes  
New Millennium Bank Gold Visa® / MasterCard®

New Millennium Bank Gold Card®

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None 19.5% $59 No