Prepaid Credit Cards
Many people, especially students, are rejected after filling out a credit card application because of poor (or lack of) credit. As you may know, a strong credit history is very important for your future in order to take out student loans , buy a new car and when you plan to buy a house. Luckily, there are prepaid credit cards.
A prepaid credit card account is opened by depositing money from your checking account (or parents checking account), into the prepaid credit card account. A prepaid credit card can be used anywhere a regular credit card is accepted. One of the major advantages of a prepaid credit card is that since you deposited your own money into the card, it will never cause you to go into debt. The money on your prepaid credit card is yours, and once you spend it all you have to make another deposit to use the card again. There are no bills, APR and usually no annual fee attached to a prepaid credit card.
Choosing the Right Prepaid Credit Card
Review the prepaid credit cards below to find the right card for your needs. Some cards offer different benefits, and may have different set up fees. Select the best card for your situation and start building up your credit history!
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free $0 activation online - with no credit check! Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) No overdraft fees Access to over 18,000 MoneyPass® ATMs
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
$0 activation online - with no credit check! Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) No overdraft fees Access to over 18,000 MoneyPass® ATMs
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
No issuance fee online No credit check or bank account required Use everywhere Visa debit is accepted $10 bonus with qualifying Direct Deposit (for a limited time only)
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
No issuance fee online No credit check or bank account required Use everywhere MasterCard® debit is accepted $10 bonus with qualifying Direct Deposit (for a limited time only)
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
100% Guaranteed Approval* - No Credit Checks Free Direct Deposit - paycheck, benefits, tax refunds Free Online Bill Payment & Check Writing No Overdraft Fees or Balance Minimums
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - paycheck, benefits, tax refunds Free Credit Score Tracker Free Online Bill Payment & Check Writing No Credit Check, no Overdraft Fees or Balance Minimums
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
Get 1% Cash Back on Gas Purchases No Credit Check, No Overdraft Fees, and No Interest Fees Free Savings Account and Free Roadside Assistance Free Direct Deposit and Free Bill Pay so you can manage your money better
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More! No credit check, 100% approved!* Travel, Rent Cars, Reserve Hotels, Shop Online safely! Online bill pay, Earn REWARDS, FREE Direct Deposit!
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Save up to $220 compared with other prepaid cards Similiar to a checking account. No credit check. No activiation fee. $0.99 monthly fee with total load of $500 or more Free Direct Deposit from employers or load cash at 50,000 retailers
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
A card truly designed for the 13-25 age group and their parents Full parental control. Safer than cash Parents can load the card online from their own credit card or checking account Instant online funding, great for emergencies when your child is away from home
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Similar to a checking account, even if you have bad credit. Free Direct Deposit from your employer. Deposit cash at 50,000 retailers. Write personal checks online, we mail them for you! All for only $0.99/monthly, including a Visa prepaid card
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
100% Approval - No credit check required* Get paid up to 2 days faster with free Direct Deposit* Pay rent, utilities and other bills online or over the phone Track spending with online budgeting tools and alerts to your mobile phone
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Free Direct Deposit - sign up now and have a safe place to put your tax refund Guaranteed approval - no credit check required Online bill pay and free text alerts Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% Guaranteed Approval* - No Credit Checks $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit Quick and Safe Access to your Money Easy Online Bill Pay
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Instantly fund employee purchases. Save money - no surprise interest charges or overdraft fees. Free Trial Period - No Monthly Fee for at least 2 months after you enroll No deposit fees
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
Make a difference - With every signature purchase you are helping to fight against breast cancer. 100% Guaranteed Approval* - No Credit Check, income requirements, or bank account required! FREE Direct Deposit - Eliminate check cashing fees FREE Rewards Program - Earn 1 point for every $1 spent. Points never expire!
Apply Now
APR
Annual Fee
Credit
N/A
$0
Excellent - Bad, No Credit
The benefits of Cardmembership start here! No Monthly, Annual or Purchase Fees No Overdraft, Inactivity or Foreign Exchange Fees No Credit Check
Apply Now
APR
Annual Fee
Credit
N/A
$0
Poor - Bad, No Credit
No purchase price or activation fee Accepted worldwide - everywhere that accepts Debit MasterCard Secure - Your money is safe if card is lost or stolen. FDIC Insured No credit check
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% guaranteed approval*- No Credit Check No Activation Fee Free Direct Deposit and $25 cash back
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
$0 Monthly Fee 100% guaranteed approval* No Credit Check Free Direct Deposit
Apply Now
APR
Annual Fee
Credit
N/A
N/A
Excellent - Bad, No Credit
100% guaranteed approval* No Activation Fee Free Direct Deposit Cash Rewards on certain purchases
Apply Now
How to set up your Prepaid Credit Card
First, you will have to pay a small fee to set up your prepaid credit card account. The amount varies, but it is usually less than $15 dollars. In addition, you may have to pay a fee when you deposit money into your prepaid credit card account. If you have bad credit, these fees are more than worth it. You are investing in your future, as your prepaid credit card will help you regain positive credit with little risk involved.
Don't have a Checking Account?
As mentioned above, unless your parents are willing to link your prepaid credit card to their checking account, you will need to set one up yourself in order to put money into your new prepaid credit card. Setting one up is simple and can be done in a few minutes.
ScholarshipPoints Bonus Code: PREPAYMYWAY
