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AccountNow® Prepaid Visa®
Access to free credit builder program.
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
AccountNow® Prepaid Visa® Credit Card Consumer Review
The AccountNow® Prepaid Visa®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card. Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®. It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees. It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month) and access to a free credit builder service, which reports bill payment information to a national credit reporting agency. Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow® Prepaid Visa® to be a beneficial option. This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). *AccountNow® Prepaid Visa® is issued by MetaBank. Funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC). If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®.
Other Pre-Paid Student Credit Cards
The AccountNow® Prepaid Visa® is just one of many Pre-Paid student credit cards. Review each card carefully to select the right Pre-Paid student credit card for you!
Eufora Prepaid MasterCard® with Credit Builder - Elite Level
Annual fee waived; unlimited income opportunity for referrals; compensation for referrals for all levels; no monthly participation or application fees; guaranteed approval.
Read Review | Apply Now
Wired Plastic™ Prepaid Visa® Card
No credit checks; no annual fee; no security deposit required; no bank account required; access to rewards program.
Read Review | Apply Now
Millennium Advantage Pre-Paid MasterCard®
No credit checks.
Read Review | Apply Now
BuyRIGHT Pre-Paid MasterCard®
No APR; free BuyRIGHT membership; no annual fee.
Read Review | Apply Now
Vision Silver(SM) Prepaid MasterCard®
Various free features including direct deposit; withdraw funds from ATMs; low monthly fee.
Read Review | Apply Now
Current by Discover - Teen Prepaid Debit Card
free direct deposit; parental controls
Read Review | Apply Now
