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Regular Credit Cards


The credit cards below are good regular credit and charge cards for older students and college graduates with good credit that are looking for a credit card with great rewards and benefits. These cards differ then other student credit cards in that they have a lower APR, but usually higher credit criteria.

More Established Credit Cards

To find the right credit card for you, check the "Credit" column on the right.


APR   Annual Fee Credit
Applied Bank® Visa® Business Card
23.99% See Terms Fair - Poor

  • Credit Limits available to $750
  • Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!
  • Perfect for Your Everyday Business Needs
  • Your Business Name on YOUR Business Card


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APR   Annual Fee Credit
Capital One® Classic Platinum Credit Card
17.9-22.9% (V) $39 Fair

  • 0% intro APR on all purchases until November 2012
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
  • $0 fraud liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection


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APR   Annual Fee Credit
Capital One® No Hassle Cashsm Rewards Credit Card
17.9-22.9% (V) $39 Fair

  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire


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APR   Annual Fee Credit
Capital One® Platinum Credit Card
24.9% (V) $0 intro for the first year; $19 after that Fair

  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts


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Choosing the Right Credit Card

Not sure if any of those cards are right for you? If you are unsure of what card will work for your situation, check out the best student credit card offers.