Regular Credit Cards


The credit cards below are good regular credit and charge cards for older students and college graduates with good credit that are looking for a credit card with great rewards and benefits. These cards differ then other student credit cards in that they have a lower APR, but usually higher credit criteria.


Best Student Credit Card - Discover® Student Credit Card

Discover Student Credit Card

The Discover® Student Credit Card provides up to 5% cashback on purchases, no annual fee and the Intro Rate is 0% for 6 months. Apply Now »


More Established Credit Cards

To find the right credit card for you, check the "Credit Needed" column on the right.

  Intro Rate Regular Rate Annual Fee Credit Needed
Citi Forward Card for College Students

Citi® Forward Card for College Students

0% for 7 Mos Intro Rate 12.99%-19.99% V None Good Credit
Citi® mtvU™ Platinum Select® Visa® Card for College Students

Citi® mtvU Platinum Select Visa® Card

0% if you qualify 12.99% - 21.99% V None Good Credit
Discover® Open Road Card

Discover® Open Road Card

0%* Intro Rate 11.99% None Excellent Credit
Discover® Motiva Card

Discover® Motiva Card

3.99%* Intro Rate 11.99% None Excellent Credit
Discover® More Card

Discover® More Card

0%* Intro Rate 11.99% None Excellent Credit
Miles by Discover® Card

Miles by Discover® Card

0% for 6 Mos Intro Rate 10.99% None Excellent Credit
Citi® Platinum Select® MasterCard®

Citi® Platinum Select® MasterCard®

0% 11.99% V None Excellent Credit
American Express(R) Gold Card

American Express(R) Gold Card

%* Intro Rate Varies $125 Excellent Credit
Platinum Delta SkyMiles(R) Credit Card from American Express

Platinum Delta SkyMiles from American Express

%* Intro Rate 14.50% $150 Excellent Credit

Choosing the Right Credit Card

Not sure if any of those cards are right for you? If you are unsure of what card will work for your situation, check out the best student credit card offers.