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Regular Credit Cards


The credit cards below are good regular credit and charge cards for older students and college graduates with good credit that are looking for a credit card with great rewards and benefits. These cards differ then other student credit cards in that they have a lower APR, but usually higher credit criteria.

More Established Credit Cards

To find the right credit card for you, check the "Credit" column on the right.


APR   Annual Fee Credit
Credit One Bank Platinum Visa®
23.90% See Website Fair - Bad

  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment and no over the credit limit fees
  • Choose your card design from our premium gallery


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APR   Annual Fee Credit
Visa® Platinum from Credit One Bank
23.90% See Website Fair - Bad

  • Get Pre-Qualified in less than a minute
  • Includes online access to your monthly Credit Score
  • Platinum Status
  • Automatic credit line increase reviews


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APR   Annual Fee Credit
Capital One® Classic Platinum Credit Card
17.9-22.9% (V) $39 Fair

  • 0% intro APR on all purchases until March 2013
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection or add your own
  • $0 fraud liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection


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APR   Annual Fee Credit
Capital One® Platinum Credit Card
24.9% (V) $0 intro for the first year; $19 after that Fair

  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts


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Choosing the Right Credit Card

Not sure if any of those cards are right for you? If you are unsure of what card will work for your situation, check out the best student credit card offers.