Citi Forward(SM) Card

Earn rewards for on time payments and more with Citi Forward

• The Credit Card That Rewards You for Your Good Behavior.
• Up to a 2% Purchase APR Reduction When You Make a Purchase, Stay Under Your Credit Line and Pay on Time 3 Billing Periods in a Row.
• 6,000 Bonus Points After $250 in Purchases are Made Within 3 Months of Account Opening.
• 5,000 Bonus Points When You Sign Up for Paperless Statements Within 3 Months of Account Opening.
• 5 Reward Points for Every $1 You Spend on Dining, Books, Movies and Music. 1 Reward Point for Every $1 You Spend on Other Purchases.
• 0% APR for 6 Months on Purchases and Balance Transfers.

Citi Forward(SM) Card Credit Card Consumer Review

The Citi Forward(SM) Card, issued by Citibank, is for people who want to be rewarded just for doing the right thing. That's because this card rewards cardholders for staying within their credit limit and paying on time. Cardholders who stay within their credit limit and pay on time will receive 100 bonus points per billing period and a potential reduction of their interest rate. APR reductions occur at a rate of .25% after 3 months in a row of making a purchase, staying within limit, and paying on time. Cardholders are eligible for a total of 8 reductions, for a 2% total reduction. Bonus points are rewarded for other kind acts. Cardholders get 5,000 bonus points when they sign up for paperless statements within the first 3 months of their account opening, and 6,000 bonus points when they make their first $250 in purchases within the first 3 months. The Citi Forward(SM) Card also rewards cardholders for purchases. Cardholders receive 5 points per dollar spent at restaurants, book stores, video rental stores and movie theaters, and 1 point per dollar spent on all other purchases. Points can be redeemed through the Thank You network for cash, gift cards, music, electronics and more. This card comes with a 0% intro rate on purchases and balance transfers for the first 6 months. After the introductory period, the variable interest rate is reasonable for a student credit card. The Citi Forward(SM) Card is ideal for anyone interested in earning reward points quickly and easily with a credit card that also offers a 0% introductory rate.

Other Citibank Credit Cards

Below are other great Citibank credit cards. Review each card carefully to select the right Citibank® credit card for you!

Citi PremierPass® Elite Level

Attractive reward program; bonus points.
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Citi® Platinum Select® MasterCard®

0% introductory rate; reasonable variable APR for purchases; no annual fee.
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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Introductory rate; student-related discounts; no annual fee; additional points earned for maintaining good grades and paying in a timely manner.
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Citi Forward(SM) Card for College Students

Up to a 2% APR reduction when you use your card wisely; a number of ways to earn bonus points.
Read Review | Apply Now