Secured Credit Cards


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Secured student credit cards are a great option for teenagers and college students. Banks offer the secured student credit card to the student, who then puts money in the bank as a sort of "security deposit". That money guarantees the card issuer will be paid if the student fails to pay the bills. The credit limit is determined by how much is secured in the bank as collateral.

Secured Student Credit Card Options

Below are secured student credit card options for students with a limited credit history. Secured student credit cards can help you build your credit history since they report to the major credit bureaus, but be sure to also check our out credit and debt help center.

Before you apply for a card, we always recommend learning as much as you can about credit. Check out our credit education center to prepare for the responsibility of owning a credit card.



APR   Annual Fee Credit
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
0% on purchases See Terms Poor - Bad, No Credit

  • ZERO - 0% FIXED APR on purchases - No Intro Rates!
  • ZERO - 0% Rate Won't Change - Even If You're Late!
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection


Apply Now



APR   Annual Fee Credit
First Progress Secured MasterCard®
Prime Rate + 11.74% $39 Poor - Bad, No Credit

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application


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APR   Annual Fee Credit
Capital One® Secured MasterCard®
22.9% (V) $29 Poor - Bad, No Credit

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000


Apply Now