Student Credit Card and Credit Education Blog

Current events and opinions about student credit issues

07.14.08 | Save Money on Gas with Rewards Cards

Posted in Credit Card Info, Student Savings Tips by Credit Card Guy

Have you heard the fuel forecast? Experts are predicting gas prices will rise above $5 per gallon by fall. If you’re like me and commute daily then you understand how the pain you feel at the pump is only going to increase and at the worst possible time for those going back to school. I started to think about this and wondered how students can counter this increase without somehow making more money.

I was reminded of this roommate I had after college named Jason. Jason was an accountant and I gave his quirky behavior around money and finance a mixed review. One of the things he always did was to pay for all his groceries, gas and other everyday expense with his credit card. He did it because it was easier to manage his money and he got some sort of rewards back.

Personally I thought that was a good idea in theory but that in reality using a credit card for regular expenses would make it harder to budget. For example it’s much easier to go over your grocery budget if you are using a credit card versus cash or a check. But then I thought about gas. Gas is different; you can only fill up your tank until it’s full so there’s no risk of overspending. A gas rewards credit card is actually a really good idea.

Gas rewards cards are just like regular credit cards except they pay you back a percentage of every dollar you spend at the pump. Typically they will give you 3% to 5% back as cash for every dollar spent which is the same thing as saving 12 to 20 cents per gallon. This can add up to $2 to $5 for each fill up. Multiply that by how many times you fill up each month and that’s the money you could be saving on fuel which you simply aren’t right now. You’re buying the gas anyway so if you can be responsible and save the cash you’d normally spend on gas this is an easy way to off set the increases.

The challenge for you is to be responsible and try to only use it for gas and pay it off each month. If you end up letting your balance carry over from month to month you’ll be paying them back the money they’re paying you to cover interest payments. That might be OK in a pinch but it’s not a good plan. So what credit cards offer student the best Gas Rewards Programs?

Discover® Open Road(SM) Card for Students

This card is for students with no credit history or a very limited one. Through the Discover® Open Road Card cash reward program, you will earn a full 5% in cash rebates for gas and auto maintenance purchases! There is no annual fee, and a reasonably low APR (14.99%) for those who qualify. Of course this only applies if you don’t pay your balance each month. PAY YOUR BALANCE EACH MONTH & YOU WON’T GET CHARGED INTEREST and it builds terrific credit Apply Now.

No matter what you choose to do, be aware that there are lots of ways to save money besides plopping pennies in a piggy bank and you should always be trying to think of them. Like anything else, you don’t become good with money without practice. If you’re a member of www.ScholarshipPoints.com you can use the code GIVEMEGAS to earn 15 scholarship points.


The Student Credit Blog is sponsored in part by:


344 Comments »

  1. Yolanda d. Earl says

    I really think this a good idea but you got be good with credit some people don’t do well but it will save you money

    July 15th, 2008 | #

  2. Sallie says

    this may be the craziest thing i have ever done..but i dont want to graduate owing the national debt..

    July 15th, 2008 | #

  3. Ashlyn Smith says

    This is not a good idea for kids who have never had a credit card. They do not have the experience for using credit responsibly.

    July 15th, 2008 | #

  4. Cindy O Boardman says

    a possibility

    July 15th, 2008 | #

  5. Andrea says

    I agree with this. Also its a good way to help build credit!

    July 15th, 2008 | #

  6. Kisha says

    Sounds good! But with not only gas rising, the cost of food and everything else, it’s still going to be hard to budget. What is needed is a way to bring in extra income.

    July 16th, 2008 | #

  7. ZENCHA LILY says

    I agree that physical cash is easier to manage. some times with the cards you spend without really noting till you realise you are out.

    July 16th, 2008 | #

  8. Savannah says

    I think a gas card is a great way to track my gas expenses and to save money! Great Idea!

    July 16th, 2008 | #

  9. Lisa says

    Excellent idea, Try it out!

    July 16th, 2008 | #

  10. Devon Bursch says

    I like the cash back bonus program, but I feel that it is a marketing tool to earn interest on a delay payment option.

    July 16th, 2008 | #

  11. Katie Fuller says

    I think that this is a great idea, considering the fact that I fill up my tank at least once a week. You’ve just got to be careful with just using it for gas and not a shopping spree.

    July 16th, 2008 | #

  12. paula says

    the best way to avoid the pump is to use the public transportation system!

    July 16th, 2008 | #

  13. suzanne says

    This is a very interesting idea. I personally always carry cash, but everyone else nowadays does not…so it would be a very good thing to try. Thanks

    July 16th, 2008 | #

  14. bb says

    sorry, not good idea

    July 16th, 2008 | #

  15. Sherika Price says

    I don’t feel that it is wise to use a Credit Card to buy gas because that credit card has intrest on it and then you are paying that plus the intrest.

    July 17th, 2008 | #

  16. B.A. Young says

    I think this a fabulous idea. I have actually done this in the past with regular credt cards, and if I satyed disciplined it works relatively well. It also sounds as though it will save a lot of money

    July 17th, 2008 | #

  17. lisa says

    look

    July 17th, 2008 | #

  18. Renee says

    Yeah, you know what? I think this whole gas price thing is good for America and bad for us. This is why!! We have the highest percent of people with heart, health, and body weight issues. People are finding themselves walking, riding thier bike and other ways of transportation other than sitting. Bad thing is, along with rising gas prices is food prices also and others. So yeah, this credit solution could work but what are we going to do about the rest of the rising prices??

    July 17th, 2008 | #

  19. Philip Wiese says

    I will apply for one of these at a later date-great idea !

    July 17th, 2008 | #

  20. Kimirah says

    Yeah maybe.. Sure LOL but gas is high already so IM DONE!!! LOL

    July 17th, 2008 | #

  21. Kimirah says

    Gas is already high so IM DONE!!! I’ll just do the best I can do..

    July 17th, 2008 | #

  22. Lorraine Andrews says

    I agree with the writer of this blog. It is dangerous to get a credit card if you can’t manage your money the right way.

    July 17th, 2008 | #

  23. SKerr says

    Isn’t this crazy how we have gimmicks just to get people to save on gas what happened to gas being 99cents a gallon!

    July 17th, 2008 | #

  24. agnes says

    Good article

    July 17th, 2008 | #

  25. ZENCHA LILY says

    I think physical cash even with risk its presents is easier to manage

    July 18th, 2008 | #

  26. stephanie says

    some student are returning student and do not have good credit

    July 18th, 2008 | #

  27. Christina says

    this article is interesting

    July 18th, 2008 | #

  28. Lindsey says

    thats great to get cash back on gas but isnt there some credit cards that give you a percent back on gas and groceries and stores like that?

    July 18th, 2008 | #

  29. dana st pierre says

    I also use a credit card for buying gas, its simple, fast, and reliable. I guess it depends on the person because my brother is the complete opposite, he would ruin is credit.

    July 18th, 2008 | #

  30. Suzanne says

    Ifeel using a credit card with todays economy is setting yourself up for failure unless u r able to pay off monthley

    July 18th, 2008 | #

  31. Adrian Moseby says

    It’s a good thought but i just dont know….

    July 18th, 2008 | #

  32. farrad reid says

    I think it to be a good idea as well but instead of a line of credit do the Green dot debit cards My mother got me
    one when I first started College and it would send me text messages to let me know what was availabe on my card with you knowing what you have you would not spend it so quick.

    July 18th, 2008 | #

  33. Brionna says

    interesting

    July 18th, 2008 | #

  34. Elizabeth says

    good article

    July 18th, 2008 | #

  35. Sairz says

    Awesome! I think I’ll try it when I get a car. I’ve never had a credit card before, but this is a good reason to apply for one.

    July 19th, 2008 | #

  36. Chayasmita says

    the article was fantastic

    July 19th, 2008 | #

  37. Allison says

    This sounds great. I will definitely consider getting a credit card when I get a car and have to start paying for gas.

    July 19th, 2008 | #

  38. Jen says

    As a student i have had some trouble with credit cards its just way too easy to use them for other things besides gas.

    July 19th, 2008 | #

  39. Luke says

    A credit card does mean responsibility and you have to start being responsible sometime. To get a a rebate to help out in college sounds like a good deal to me. I will try it.

    July 19th, 2008 | #

  40. jen says

    This may not be a good solution. Many already have enough credit card debt.

    July 20th, 2008 | #

  41. Rachel says

    Dangerous, and what is the interest rate and billing cycle on these gas cards?

    July 21st, 2008 | #

  42. Katrina says

    I think buying gas on a credit card and paying the card balance off each month is a good (and for me a proven) method of managing your gas expenses. But you have to pay it off every month or it’s not a good deal.

    July 21st, 2008 | #

  43. Sarah says

    Owing anything on credit cards is not wise, especially while in school!

    July 21st, 2008 | #

  44. Kim H. says

    It is an okay idea if you can handle it but it’s too risky..I’d rather just manage my money than have to worry about a bill every month. In theory you are doing the same thing you would be doing if you just keep a savings account then the money would be there without worrying about owing anyone. (An okay idea but i would proceed with caution.)

    July 21st, 2008 | #

  45. Lupe says

    Always (& I do mean ALWAYS) read the fine print and understand what you have to pay back not just what is borrowed.

    July 21st, 2008 | #

  46. Karissa says

    I think it offers a great incentive!

    July 21st, 2008 | #

  47. shelby says

    i dont deal with credit cards their the reason im in debt now

    July 22nd, 2008 | #

  48. Angela says

    I believe that I’ll stick with saving my own money, or just banking it!!

    July 22nd, 2008 | #

  49. Martha Q says

    This is a really good idea if one is disciplined enough to pay the balance in full monthly.

    July 22nd, 2008 | #

  50. April says

    This is definatly a good possibility and way to save.

    July 22nd, 2008 | #

  51. Lisa says

    This is really good way to learn how to manage monthly payments as well as build good credit.

    July 23rd, 2008 | #

  52. caitlin says

    sounds good but i can not drive my first year at school, so unless i drive alot when i visit home it is not that good.

    July 23rd, 2008 | #

  53. nick says

    I have been afraid of managing a credit card…but this makes sense. Especially if charging is confined to gas purchase.

    July 23rd, 2008 | #

  54. Jessica says

    Interesting!!!

    July 23rd, 2008 | #

  55. Ansley says

    For someone who commutes on a daily basis, I think this would be an excellent idea. Once gas prices reach an all-time high, I believe people will begin having a different point of view and become more open to the idea. There is much risk involved; however, be responsible and don’t let it get out of hand. Budget the money ahead of time and put it off to the side.

    July 24th, 2008 | #

  56. erica says

    amazing.

    July 24th, 2008 | #

  57. BJ says

    Anybody know Dave Ramsey? He would go balistic with this one. it is never good to charge - only in the banks favor not ours!

    July 24th, 2008 | #

  58. phyllis says

    save and pay with cash

    July 24th, 2008 | #

  59. Caitlin says

    Sounds good on paper, but considering the debt this country is presently in I think it could actually create more of a problem.

    July 24th, 2008 | #

  60. samantha says

    this is a great idea

    July 24th, 2008 | #

  61. Lauren H says

    Sounds all well and good but everyone does not have credit thhat is god enough for this option

    July 24th, 2008 | #

  62. Sheena says

    I rather not used a credit card because research say that they will take more off your credit card than from you paying at the pump. Yes, gas is expensive but it is all good!

    July 24th, 2008 | #

  63. Credit Card Guy says

    If you pay your bill every month, just as you’d pay for gas with cash every month it doesn’t cost anything to have a gas card and you get cash back. What research does show is that many people are not disciplined with credit cards in general, but many are.

    July 24th, 2008 | #

  64. Credit Card Guy says

    I personally ALWAYS buy gas and groceries with my American Express. I pay it off each month and never pay interest. I also get lots and lots of rewards points which I use to redeem for fun things like golf clubs, iPods, cameras, etc.

    July 24th, 2008 | #

  65. Dani says

    I have looked into a gas credit card, and after seeing this article, it has showed me how it will really pay off in the end. I will keep this in mind.

    July 24th, 2008 | #

  66. Andrew says

    Don’t buy it, if you can’t pay for it

    July 24th, 2008 | #

  67. tj says

    pay with cash and coserve

    July 24th, 2008 | #

  68. pat says

    sounds ok but it can be hard to pay it all off at the end of the month. I get rewards by using a debit card which is easier for me to use than worrying about a credit card.

    July 24th, 2008 | #

  69. Sierra says

    I already do that and it works!

    July 25th, 2008 | #

  70. Diamond Outlaw says

    i think it is best to save your money and pay with cash.

    July 25th, 2008 | #

  71. Chris says

    It’s easy to pay off your balance each month if you only use it for gas. Builds credit and teaches responsibility.

    July 25th, 2008 | #

  72. Jessireb says

    Good idea and I used to do that until I ran into financial problems and started using the card for everything. Now I have to pay back on a payment plan because I am not able to pay the entire amount off each month. This works if you have the money to pay it off each month.

    July 25th, 2008 | #

  73. Valerie says

    This is a horrible idea. This is direct marketing from credit card companies who often offer cards to students who have no job and no way of paying them back. I guarantee the money you “save” from the card incentives is not near what you’ll be paying in interest monthly plus yearly fees. If you don’t believe me, do the math. Save your money. The credit card companies won’t care if your car breaks down or if you loose your job. they want their money because they are a business. They’ll hike that fee up to 48% when you miss payments, because they can. Check the back of your credit card statements or ask other people. The best way to achieve good credit is through prompt payment of utility and medical bills. We’re in college be weird be different pay for everything in cash. Long Live Dave Ramsey !!!!

    July 25th, 2008 | #

  74. Credit Card Guy says

    Valerie, there are a number of inaccuracies in your post however the primary point you missed is that that if you pay your bill every month with the cash you’d have spent on gas you don’t pay interest and the credit card companies don’t make money on you. Therefore this concept would save you money especially since the cards I pointed out have no yearly fees. I never said its for everybody I just try to give people ideas with these blogs and educate them.

    Responsible credit management however is something students need to learn and also they should start building credit. Unfortunately medical bills and utility bills do not report into credit reporting agencies unless you are late paying them. Thus they do not help build credit except that they refrain from harming it if you pay them.

    When you take out a loan, get a credit card or engage in a similar financial agreement with a bank, those go on your credit report and thus your good and bad financial behavior is recorded. Yes you could pay everything in cash but will you be buying your $300,000 house and your $30,000 car in cash? Most people won’t so for them building good credit is actually important.

    July 25th, 2008 | #

  75. LNP says

    I believe that it is always better to pay with cash

    July 26th, 2008 | #

  76. Nicole says

    I don’t use credit cards. I don’t like giving other people my money.

    July 26th, 2008 | #

  77. Shereen says

    I think thats ok but alot of people lately becausand intereste of the economy cant really pay of credit card debt

    July 26th, 2008 | #

  78. Kyla says

    Thanks for the suggestions!

    July 26th, 2008 | #

  79. Rebeka Hott says

    i think this is a good idea if you have the money to pay back the card, just a way to get a reward for something you constantly have to have.

    July 26th, 2008 | #

  80. Rashida says

    I think if you dont have a credit card and to establish credit it a great idea, if you make payments on time and actually pay it off.

    July 27th, 2008 | #

  81. allie says

    My parents already have one and it really is great. Like all the other credit cards just be sure to make your payment on time. But if you don’t, at least the cashback bonus makes you feel a little better about the finance charges.

    July 27th, 2008 | #

  82. Nick says

    Might check it out.

    July 27th, 2008 | #

  83. Jennifer says

    I don’t think a credit card would solve gas problems, credit cards have interest rates and that would mean all the money you think your saving, your really just losing and more. Even though you get cash back the interest rate makes the price of whatever you bought higher because your paying back interest plus whatever you bought. The credit card company has to make money too. I think the only thing you can do about gas is find alternate fuel sources or use better fuel milage cars.In the end it doesn’t matter though,if you believe in Jesus Christ and follow in his ways then you’ll be happier in your life and you shouldn’t worry about gas.

    July 27th, 2008 | #

  84. Reem says

    I didn’t know about that before. Bright!

    July 27th, 2008 | #

  85. sam says

    considering the fact that I fill up my tank at least once a month and i am unemmployed I think that this is a great and I’ll take this information through great consideration.

    July 27th, 2008 | #

  86. mark says

    Lets solve our gas problems by simply not using it. I ride a bicycle, no gas and protects the planet. Those silly cars

    July 28th, 2008 | #

  87. alan jones says

    Credit Cards are never a good idea. if you spend a thousand dollard on a credit card it can take 50 months to pay it off

    July 28th, 2008 | #

  88. Tracey braden says

    I Think this a good ideal for some of us who have credit cards but there are some of us who have never had a credit card before.

    July 28th, 2008 | #

  89. Zane says

    ppl need to build credit so i guess i might as well use it for something i use on a regular basis and build credit faster

    July 28th, 2008 | #

  90. Brittney Fox says

    I think this would be a good idea

    July 29th, 2008 | #

  91. Jenny says

    Sounds good in theory, but how will it be in practice?

    July 29th, 2008 | #

  92. ALEX says

    COULD BE A GREAT IDEA IF YOU ARE DISCIPLINED ENOUGH.

    July 30th, 2008 | #

  93. Emily says

    My dad made me do the whole gas card thing, and it works wonders

    July 30th, 2008 | #

  94. Elaine says

    I agree with Jenny… in practice it would be much harder to do

    July 30th, 2008 | #

  95. Shelby says

    I think it’s a good idea for only those that truly understand credit.

    July 30th, 2008 | #

  96. bon says

    its a good idea, only can spend for gas though, i dont know if kids could handle that

    July 30th, 2008 | #

  97. Becca says

    I was always taught to only use credit cards for emergency use. I still think its a good idea. Paying for everything with a credit card can lead to problems when you really need it. On the other hand, they are very helpful and quick when you do need to use them.

    July 30th, 2008 | #

  98. Natalie says

    I completely agree with this, I always use cash for gas. In general I hate using my card! It really is so much harder to keep track of how much your spending when all you see is the little plastic thing in your hand. At least with cash, you see less of it, and visually your poverty begins to register.

    July 30th, 2008 | #

  99. haley says

    This was very interesting.

    July 31st, 2008 | #

  100. haley says

    This was very interesting. It will make me take a second look at credit cards.

    July 31st, 2008 | #

  101. Corey says

    Im not the very best with credit cars, for the main reason that i do not own one. I have seen too many ppl fall deep into debt due to over use of the plastic money. The idea is well thought out but i think i will just use money that i have worked hard and earned, its easier to track.

    July 31st, 2008 | #

  102. Agnes Slade says

    To do something like this would take a lot of discipline. A good idea for someone who knows how to follow it like a plan and not just a past time type thing to do.

    July 31st, 2008 | #

  103. morgan says

    good idea must be ready to handle

    July 31st, 2008 | #

  104. Kevin says

    Building credit is one thing, but not paying your bills will really hurt, especially if you don’t have a steady income. Just be careful

    July 31st, 2008 | #

  105. kate says

    i did not know that before

    July 31st, 2008 | #

  106. Angie says

    Credit Cards can get you in too much trouble!!!!!!!!!!!!!

    July 31st, 2008 | #

  107. Pam says

    Good idea, but I don’t want a second credit card.

    July 31st, 2008 | #

  108. Oanh says

    Great, I’ll try it

    July 31st, 2008 | #

  109. Seida says

    That is so true!! I never thought of it like that!

    July 31st, 2008 | #

  110. Tiana says

    Never knew about these great options before.

    July 31st, 2008 | #

  111. lucila Pacheco says

    It so true that when people are getting the credit cards to pay for gas it will save money, but they need to keep track of the amount spent and if its worth paying for by credit cards in the long run.

    August 1st, 2008 | #

  112. renee says

    I didn’t knowthis. It was very helpful.

    August 1st, 2008 | #

  113. jackie says

    That was very interesting to read.

    August 1st, 2008 | #

  114. Tatiana says

    Wow, very interesting. I always like to use a credit card because I like the tank to be all the way full but with cash I have to guess. i didnt know there existed cards for gas that rewarded you.

    August 1st, 2008 | #

  115. brittany says

    I think it’s a good idea. I use my card for gas only, once a week. I’m SO changing to one that gives me money back.

    August 2nd, 2008 | #

  116. erin says

    I like the credit card, am able to get something in return

    August 3rd, 2008 | #

  117. Shaina says

    It’s a little too complicated for first-time users of credit cards. You really have to be responsible and pay back money owed and with credit cards there’s always some hidden thing, you don’t know about. Bringing in a little more income would be the best way to go in actually saving money. Drive only to school and work. If ur friends wanna hangout use public transportation, grab a bus card for weekends only fri., sat., and sun.

    August 4th, 2008 | #

  118. ASHLEY says

    iNTERESTING… STILL NOT OPENING A SECONG CC

    August 4th, 2008 | #

  119. captintwinkie06 says

    No need for another credit card..

    August 4th, 2008 | #

  120. Shante says

    Something to think about. Right now my mom pays for my gas… so I’ll have to see when that stops happening!

    August 5th, 2008 | #

  121. r says

    not a good idea and the interest rate is too high

    August 5th, 2008 | #

  122. EMILY says

    yea gas is prolly what most of my money goes to…. and when it comes to credit cards…i think i will stay far away from them

    August 5th, 2008 | #

  123. By: Kee B. says

    very interesting

    August 6th, 2008 | #

  124. Raquel says

    I rather go with public transportation.

    August 6th, 2008 | #

  125. Natalee says

    Gas is way too much money nowadays, but htere isn’t much we can do because if you are in the middle of suburbia or a rural area way from trains or buses, you have to drive.

    August 6th, 2008 | #

  126. David says

    May be a good idea but it’s risky for first time card holders….

    August 6th, 2008 | #

  127. Tracy says

    With the way gas prices are now a day along with the economy most students have to work as well as go to school. I think this is a reason online classes and schools are becoming more popular. Regardless ifyou have a credit card with gas prices or not you still have to pay it back along with the interst! So gas will be even more once you think about it, you have the interest rate then possibily a late payment if you run into a bind!

    August 6th, 2008 | #

  128. Michael says

    I thought it might be cheaper to commute. But if prices keep going up not sure I made the right decision.

    August 6th, 2008 | #

  129. keieyes says

    it is ridiculous how high the gas prices are

    August 6th, 2008 | #

  130. keieyes says

    i dont think it is fair for college student who has to drive to school. we should have a discount

    August 6th, 2008 | #

  131. Bianca says

    I never really did like all those rewards cards. They always seemed like a scam to me. I’m not sure if they’re doing it anywhere else, but where I live, it’s cheaper to pay cash for your gas then it is with credit. Some gas stations where I live, give you a ‘cash price’ and a ‘credit price’ and the credit price is always higher than the cash price. I remember hearing on the news that gas station owners were doing this to discourage people from using their cards at the pump because the gas station owenrs were having to pay more for allowing customers to use their cards or something. I’m not exactly sure on the details, though. I also don’t like the idea that the gas pumps make a hold of aorund $75 to your credit card or check card. I would rather pay cash for as much items I could so that way I knew what I could and couldn’t get. But if you’re the type of person to actually log your expenses, then maybe a gas rewards card could be helpful.

    August 7th, 2008 | #

  132. Allie says

    Some people dont make good money and are in the process of building credit. SO its hard for those people to spend money on gas along with food to survive!!

    August 7th, 2008 | #

  133. Sean says

    Gas rewards are much needed in this day and age

    August 7th, 2008 | #

  134. Jessica says

    I think this is a good idea but may be hard for some people to budget.

    August 7th, 2008 | #

  135. Katy* says

    I agee with te rewards system whole-heartedly! However, I personally, am scared to death of credit cards; with the many credit fraud possibilities and how easy it is to lose credit, etc. Look in your community!
    The local school in my community has a fundraiser program for their athletes. The sell discount cards called Ram Cards. On these cards are several businesses who hav agreed to giv a certain % of things such as meals school supplies etc. The local gas stations hav agree to giv 3-5cents off for every gallon of gas u buy dependin on which business u go to.
    This system works very well for me. I hope it helps you.

    August 7th, 2008 | #

  136. bRee says

    i really happy i dont have a car because i would be broke all they time,but i do think it is a good opportunity for those who get gas everyday to get a reward when useing their card.

    August 7th, 2008 | #

  137. Steve says

    awesome

    August 7th, 2008 | #

  138. Donovan says

    The more I read about credit cards, I just want to pay cash for everything if I can.

    August 7th, 2008 | #

  139. Nicole says

    cool

    August 7th, 2008 | #

  140. Zakiya Walker says

    Receiving reward points for every dollar spent is a good idea for people who spend a lot on gas every year.

    August 7th, 2008 | #

  141. kiki says

    good article

    August 7th, 2008 | #

  142. Daniella says

    I dont think that using a credit card to pay for gas will be good for most college students I think that its a bad idea beacuse some people will take advantage of it and use it the wrong way

    August 8th, 2008 | #

  143. Ashley says

    Good ideas, these might be useful

    August 8th, 2008 | #

  144. Ashley says

    good ideas, these could be helpful

    August 8th, 2008 | #

  145. Oscar says

    Credit cards can be a good idea, but a person must have self control. I use my American Express card when I pump gas because I get 3% cash back for purchasing gas at Costco gasoline stations. It my not sound like a lot but at the end of the year, boy those it add up.

    August 8th, 2008 | #

  146. amanda says

    I feel the gas prices is bad. i drive far to school,this is not good for me or others.

    August 8th, 2008 | #

  147. rudolf says

    advices are always considered. as gas prices go hihger everyday we shoul think about massive comute. examples like friends in thesame neighborhood should dirve to school in one car and eqaully share the cost of keeping the car running.

    August 9th, 2008 | #

  148. Briauna says

    yes citi credit cards are the best

    August 9th, 2008 | #

  149. LINDSEY says

    Not sure its a good idea, unless you have great self control and only use it and pay for it when it comes.

    August 10th, 2008 | #

  150. Katrina says

    word

    August 10th, 2008 | #

  151. Susany says

    I am always scared of those credit cards that offer the reward points. In my opinion if the card is good enough it wouldnt have to give out freebies to attract people. And gas prices are too high! Florida is paying more than the rest of the country!! Also, they got the prices so high that when they lower it ten cents we feel relief and we are happy but in reality it is still very high considering the gas prices a year back.

    August 11th, 2008 | #

  152. Patricia says

    I don’t think this is a very good idea.

    August 11th, 2008 | #

  153. Amanda Kuhner says

    I agree with Patricia, I don’t think this is a very good idea!

    August 11th, 2008 | #

  154. JOANNE says

    charging gas costs more money so what you get back is the extra you pay. not worth it

    August 11th, 2008 | #

  155. Daisha says

    great Article

    August 12th, 2008 | #

  156. erika says

    people are starting to complain now that rising gas prices are affecting their way of life but they do not stop to consider why the prices are rising. The average number of cars for each household has risen from 0-1 to 3-4 depending on the number of people living in the household. Also there are more SUVs and minivans on the road then anything else. If people need to find the urge to complain about the rising gas prices they should realize that they are the ones causing the problem in the first place.

    August 12th, 2008 | #

  157. Gregg says

    Face facts that year-to-year going forward gas is NOT going to get any cheaper. Many of the largest oil fields online now in the Middle East will be dry in the next 20 years.

    If you read more of the posts here you will see a consistent message, be responsible and build good credit. Doing so at a young age will be beneficial to you when get out of school. Screw up and it will haunt you for a long time to come.

    August 12th, 2008 | #

  158. Ashlee says

    I think that could be helpful for some students but not be helpful for other students

    August 12th, 2008 | #

  159. Matt says

    Ya sure sounds great…whatever.

    August 13th, 2008 | #

  160. stephanie s says

    i knew pretty much everything before reading this but i think that it is a good idea to use credit just for gass. ONLY if you no you have that money when you charge it. By doing that you can get good credit because we all know this world is all about who has better credit.

    August 13th, 2008 | #

  161. stephanie s says

    its good to have credit, but only use your card if you know you can pay it back. Other wise you messing your whole life up.

    August 13th, 2008 | #

  162. Chris says

    It would be very helpful to students if they understand that paying off the bill in full when you receive the bill will save you money. However, allowing the bill to earn interest will not help you save.

    August 13th, 2008 | #

  163. Josh says

    this was very helpful information. I am now condsidering trying this.

    August 13th, 2008 | #

  164. Misty Greig says

    I think that a gas card could be helpful. But it can also get you into trouble if you do not have the funds to pay it off every month. With gas prices going up I can see more and more people getting gas cards.,

    August 13th, 2008 | #

  165. Stacey Conwell says

    Good idea, sounds like it could help people out but they have to be very good with credit.

    August 13th, 2008 | #

  166. cynthia ouedraogo says

    i will apply for this

    August 14th, 2008 | #

  167. Angel says

    This is a great and smart way to build credit.

    August 14th, 2008 | #

  168. Sable says

    This is a good idea, but I am very bad with credit, just like a lot of people.

    August 14th, 2008 | #

  169. Tony says

    It a good idea as long as you make the payment.

    August 14th, 2008 | #

  170. samish says

    I agree

    August 15th, 2008 | #

  171. SP says

    Okay, this is certainly not a real advice article or it would have warned against credit cards with extremely high interest rates. The links for credit cards here don’t even DISCLOSE the interest rate and I would be willing to bet it is over 20% and will come in the mail when the credit card is sent in extrenly small print hidden in the middle of a LONG legalease document. BE CAREFUL HERE!

    August 16th, 2008 | #

  172. Credit Card Guy says

    It isn’t an advice column. Its a blog about ways to manage finances while in college that you may not have thought of.

    If you read the article I explain that you should pay the bill each month which means the interest rate doesn’t matter - you don’t pay interest if you pay your total bill each month. Because you get the 5% cash back anyway, if you pay the bill monthly you make money. If you can’t do that this doesn’t work for you.

    That being said, we wouldn’t recommend any cards with APRs over 20%, in fact we’ve never seen one with that as a basic rate. If you ever get an offer for a card with that APR its because your credit is terrible and you’d have received a better rate if your credit was better. By the way, paying a card off each month like we recommend is a fantastic way to build up good credit.

    The cards we mention are between 12.99% and 16.99%. You can read the reviews here: http://www.studentplatinum.com/gas-credit-cards/

    Just click on the card names.

    August 18th, 2008 | #

  173. Natalie says

    Interesting…..

    August 18th, 2008 | #

  174. Chihara says

    Thank God I can bike to school. But the cash back program is a great way to get something back for paying 70 bucks or more per tank.

    August 18th, 2008 | #

  175. Lauren says

    This is a great article. It makes sense, but in the long run, I still don’t think credit cards are too smart. But i haven’t reached 18 yet, and don’t quite understand the whole thing on credit cards, because I don’t have one. I probably won’t get one any time soon.

    August 18th, 2008 | #

  176. Chris says

    This is a great idea for those that have a steady income and always keep a rough idea on how much gas they will require each month. The key is to leave a little extra funds so that you don’t go over your limit each month.

    August 19th, 2008 | #

  177. GLORIA says

    I SURE LIKE THIS IDEA, ESPECIALLY FOR GAS PRICES, I HAVE TO DRIVE 120 MILES 2X A WEEK, AND MONEY IS SO TIGHT. AUGUST 19, 2009

    August 19th, 2008 | #

  178. Milana says

    i agree

    August 19th, 2008 | #

  179. Tony says

    IT IS UP TO YOU

    August 19th, 2008 | #

  180. velma says

    this was useful info….which i never considered

    August 20th, 2008 | #

  181. bran says

    Usefull and helpful info….

    August 20th, 2008 | #

  182. Stef says

    wish i could bike, but knowing how much gas you spend a month is the key

    August 20th, 2008 | #

  183. sam says

    this is crazy

    August 20th, 2008 | #

  184. Jamie says

    I like it.

    August 21st, 2008 | #

  185. Taryn says

    Helpful info!

    August 21st, 2008 | #

  186. Nicole says

    USE FOR EMERGENCY AND PAY ON TIME EVERY MONTH

    August 22nd, 2008 | #

  187. O says

    Yeah I will purchase one, mayb in sept!!

    August 22nd, 2008 | #

  188. Josh says

    I have one for emergency and one as a gas card. They can be life savers. And the gas card is building my credit by paying it off monthly.

    August 23rd, 2008 | #

  189. Jess says

    Good Idea, Thanks

    August 24th, 2008 | #

  190. tasheia says

    love it

    August 25th, 2008 | #

  191. Katie says

    Great Idea!

    August 27th, 2008 | #

  192. Casey says

    I’ve thought of trying it…

    August 27th, 2008 | #

  193. Justin says

    i’ve thought of trying it…

    August 27th, 2008 | #

  194. chawndonna says

    that sounds like a good idea.

    August 30th, 2008 | #

  195. Sonya Reid says

    JUST USE YOUR TIME AND MONEY WISELY PAY ON TIME AND DONT FORGET, GAS MAKES MONEY SO SHOULD WE

    September 2nd, 2008 | #

  196. Johnny says

    it’s very depressing when you know that you dont have enough for your gas. sometimes i go nuts because i dont know who am i going to borrow money from. but thanks to this opportunity that is helping me now budging this high fuel cost.

    September 2nd, 2008 | #

  197. Monique says

    It is a good idea.

    September 3rd, 2008 | #

  198. Matthew says

    Good article. It makes sense, but I still don’t think credit cards are too smart. I am 18 and don’t quite understand the whole thing on credit cards, because I don’t have one. I probably won’t get one any time soon.

    September 6th, 2008 | #

  199. Alisha says

    Good idea!

    September 13th, 2008 | #

  200. Nardo de la cueva says

    This Article isvery interesting. It may actually give me some ideas on how to use a credit card.

    September 17th, 2008 | #

  201. sheri bashiri says

    I thought the article in general was informative and very interesting. I feel there is enough strife in the world today without the soaring gas prices.

    September 17th, 2008 | #

  202. sheri bashiri says

    I felt the article was very informative. I feel that there is enough strife and hardships in the world today without the soaring gas prices.

    September 17th, 2008 | #

  203. Monica says

    I really need to get me one.

    September 17th, 2008 | #

  204. ashley says

    great points and ideas!

    September 17th, 2008 | #

  205. ashley says

    love it

    September 18th, 2008 | #

  206. Janeen says

    I think if you use it wisely it will be an advantage

    September 18th, 2008 | #

  207. Janeen says

    I believe if you use it responsibily it is an advantage.

    September 18th, 2008 | #

  208. Chucky says

    its a great idea if you can manage your credit or money.

    September 18th, 2008 | #

  209. Chucky says

    its a great idea

    September 18th, 2008 | #

  210. jaquay says

    i was told companies are now charging to use credit cards at the pump.

    September 18th, 2008 | #

  211. Tatiana says

    Very interesting

    September 18th, 2008 | #

  212. Kerrilynn says

    It is dangerous to get a credit card if you can’t manage your money the right way. I’d rather just pay with cash.

    September 19th, 2008 | #

  213. Angela says

    I agree with the person above. It can lead to troubles you may not be ready for.

    September 20th, 2008 | #

  214. Matthew says

    Helpful information

    September 20th, 2008 | #

  215. Amanda says

    This is great information

    September 23rd, 2008 | #

  216. lisa says

    well, for me it very helpful.I did not know that companies do things like that

    September 24th, 2008 | #

  217. Lissa says

    Well, I think if you use it on nothing but gas it should be somewhat easier to manage, and if you keep your receipts and have knowledge of how much mileage your car gets it shouldn’t be a big issue. You just have to know your car and your budget.

    September 25th, 2008 | #

  218. Katie says

    I use the cards that i have

    September 25th, 2008 | #

  219. Ismael says

    great article, very informative.

    September 25th, 2008 | #

  220. b Adamson says

    Credit cards are not a good idea, you still have to pay back the money. However, with a reward for getting one is only a slight incentive compared to how much you’re spending

    September 26th, 2008 | #

  221. k. Bradley says

    It seems like a good idea but I am not fond of credit cards, the less the better!

    September 26th, 2008 | #

  222. Ladynique says

    its nice but its not for me

    September 27th, 2008 | #

  223. Manuel says

    This is a great way to built your credit history. If it helps you save money, well even better.

    September 27th, 2008 | #

  224. Becka says

    Something to think about

    September 27th, 2008 | #

  225. Becka says

    Something to think about.

    September 27th, 2008 | #

  226. charles says

    Citi’s Drivers Edge seems to be more versitile than the other card. It rewards you for more deversified purchases plus milage. It you comute to school this could be a good way to offset the comute costs.

    September 29th, 2008 | #

  227. Katherine says

    I never thought that using a credit card for everyday expenses was smart. This article changed my mind. Gas is a good reason to get a credit catd.

    September 30th, 2008 | #

  228. Sandra says

    It is a great way to build some credit but not if your not good with handling the money you have now.

    September 30th, 2008 | #

  229. Shed says

    A very nice idea indeed.

    September 30th, 2008 | #

  230. Teresa says

    Not a good idea, did any one consider the yearly maintance fee or the hight percent rate you would be getting. Also the price of gas has been going up and down.

    October 1st, 2008 | #

  231. Credit Card Guy says

    Teresa…no maintenance fee and the APR is irrelevant if you pay your balance off each month. Check out: http://www.studentplatinum.com/student-credit-card-blog/2008/09/24/who-cares-about-apr/

    October 1st, 2008 | #

  232. Katelyn Gamble says

    sounds fun!!

    October 2nd, 2008 | #

  233. ian dear says

    good idea

    October 2nd, 2008 | #

  234. cynthia says

    what if you rcredit is just far and you dont qaulify for the card?

    October 2nd, 2008 | #

  235. Christina says

    Paying at the pump with a credit card might be a good idea for those who can save enough money through out the month to pay their monthly statement off. However if they are struggling with paying for gas everytime they fill up this might back fire causing them to run into high interest rates which in turn costs them more money, putting them on the losing end.

    October 3rd, 2008 | #

  236. ce says

    here is another option in saving gas money. not a bad idea

    October 5th, 2008 | #

  237. whitney says

    This article is awesome. Saving money on gas is not a bad suggestion, but it also is good idea to use a credit card, I think so.

    October 6th, 2008 | #

  238. baileymay says

    ughhh not a good idea for me!! gas is too expensive as it is.
    i take aside money every week from my account and use cash.
    and only drive to places if i really have to

    October 9th, 2008 | #

  239. Adam Sperle says

    Good info

    October 9th, 2008 | #

  240. Adam Sperle says

    awsome

    October 9th, 2008 | #

  241. Stephanie Urban says

    Thanks for the tips

    October 10th, 2008 | #

  242. victoria tomasulo says

    thank you!

    October 10th, 2008 | #

  243. Dorothy says

    thanks for the tips, yall!

    October 10th, 2008 | #

  244. Katie Prowant says

    This is really good information

    October 10th, 2008 | #

  245. Devin Winkler says

    I would think about trying it. It does make me a little nervous still.

    October 11th, 2008 | #

  246. Cammie says

    You should be responsible with a credit card.. they are good but you need to know when and when not to use it

    October 11th, 2008 | #

  247. Sierra says

    Thank you for the info.

    October 11th, 2008 | #

  248. WILLIAM CRISAFI says

    THIS IS GREAT INFORMATION. THANKS FOR THE HEADS UP

    October 12th, 2008 | #

  249. Liz says

    public transport is the way to go , bus, subway, walk, bike

    October 13th, 2008 | #

  250. Chellel Salmon says

    Now thats what I’m talking about! Thanks for the tip.

    October 13th, 2008 | #

  251. Chellel Salmon says

    Now that’s what I’m talking about.

    October 13th, 2008 | #

  252. tanya says

    that’s a good idea, but i find managing cash easier.

    October 14th, 2008 | #

  253. Kelly says

    Thanks for the tips!

    October 14th, 2008 | #

  254. adri martinez says

    I think it is a good idea, but only for people who know how to use a credit card responsibly. Young adults who are new to the credit card world will more then likely not be able to use it wisely and consequences will arise. I think it depends on the person and if they are responsible enough.

    October 14th, 2008 | #

  255. Shiirl says

    The key word is responsible! I also think this could help with my money management, and organizational skills.

    October 14th, 2008 | #

  256. Shelly says

    Sounds interesting!

    October 15th, 2008 | #

  257. jessica says

    thats so true

    October 15th, 2008 | #

  258. jessica says

    that so true about the gas

    October 15th, 2008 | #

  259. maureen says

    well…

    October 15th, 2008 | #

  260. Randy says

    I found this article very helpful

    October 15th, 2008 | #

  261. anathia says

    thanks for the tips. Now if I can just be good with a credit card.

    October 15th, 2008 | #

  262. Kyle says

    I think this is a good way to save money and build up your credit for people that need to drive a car. Its like a credit card with training wheels.

    October 15th, 2008 | #

  263. Timothy says

    hmm, credit cards= ><

    October 15th, 2008 | #

  264. Jessica says

    Credit can be a good or bad thing. Some people have to be careful.

    October 16th, 2008 | #

  265. Lauren says

    I have never hear of these cards. They sound like a great advantage.

    October 16th, 2008 | #

  266. Frances says

    I do see the logic and rewards advantage of this proposed idea. Although, I don’t feel this to be the best choice for a student whose a first time credit card holder. This needs to be performed by a holder who has had some history with credit cards, whether it be good or bad. From experience, once you see that first bill, I hope one has the resouces to pay the bal in full, otherwise trouble is soon to follow.

    October 16th, 2008 | #

  267. ashley says

    The economy is getting scary, people are going what they have to do to keep their heads above water. There is a good chance that an adolescent with mommy and daddy’s credit card will look at the situation more as “free money”, depending on how responsible and spending savvy they are.

    October 16th, 2008 | #

  268. Brianna says

    I think it’s a good way to save money. But some people have to be careful

    October 17th, 2008 | #

  269. Precious says

    It might be a good idea for those who are not careless.

    October 17th, 2008 | #

  270. Tigist says

    IT IS GOOD TO SAVE MONEY IN THIS WAY

    October 18th, 2008 | #

  271. Angelica says

    i think credit cards are good in some ways especially if you dont have any cash money on hand or untill you get paid
    but people have to be carefull not to over do it and know how to use it experiently if not you would be in debt worse then helping you

    October 18th, 2008 | #

  272. AMY says

    Nice :)

    October 19th, 2008 | #

  273. Luisa says

    this sounds gud.. but not ready 4 a credit card

    October 19th, 2008 | #

  274. morgan says

    Yea, not so into the whole credit card thing…

    October 21st, 2008 | #

  275. Jean says

    Using Credit for ANY reason is asking for trouble. After having problems with credit and getting all of them paid off, if I don’t hve the money, I am NOT buying it! I also commute 80 miles each day round trip for work!

    October 22nd, 2008 | #

  276. Rosa says

    Kids chould not have credit card…too yougn and inexperienced.

    October 23rd, 2008 | #

  277. Lois says

    Having Credit cards can get you into a world of trouble. I’m still owing more money than I currently make because of the credit cards I have. I want to be able to afford college without having to get a credit card.

    October 24th, 2008 | #

  278. Maria Rebecca Hope says

    Credit card is a good thing but not for kids. For the reson that the gas prices are rising, I think credit cards can be useful.

    October 24th, 2008 | #

  279. Rachel says

    Good info, even with gas prices going down, but I like paying for it up front, so I don’t have to worry about payinf for it later.

    October 25th, 2008 | #

  280. gerald says

    Wow, i really have to try it out as soon as possible

    October 27th, 2008 | #

  281. KRISTIN says

    I agree with guy at the top!

    October 28th, 2008 | #

  282. Victoria says

    thanks for the tip.. gas prices have been crazy!

    October 28th, 2008 | #

  283. jennfier says

    Tahnk’s for the advice budgeting a family can be hard so any advice is appreciated!

    October 29th, 2008 | #

  284. wannetta says

    I actually do this with my gas already and it does work great, you just have to make sure you are able to pay the bill in full at the end of each month and it builds your credit rather fast.

    October 29th, 2008 | #

  285. Sinying says

    I did not know there are some kind of this reward card. It seems very good.

    October 29th, 2008 | #

  286. Olena says

    Thank you for the information!

    October 30th, 2008 | #

  287. Kimberly says

    Great Tips!

    October 30th, 2008 | #

  288. JEANMARIE says

    waw

    October 31st, 2008 | #

  289. Meika says

    This is great for students with a car, but I dorm and I’m 1400 miles from home so my only transportation is the shuttle bus and a plane. I think a credit card with advantages from groceries and school supplies would be so much better:)

    November 1st, 2008 | #

  290. caitlin says

    good advice

    November 1st, 2008 | #

  291. Kayla Pugh says

    I have always said I would never get a credit card but now Im considering it

    November 2nd, 2008 | #

  292. Justin says

    Prices are down now and making it a lot easier to commute to and from classes, as I am living at home.

    November 5th, 2008 | #

  293. Dale says

    That will be good given the price of gas

    November 5th, 2008 | #

  294. Amy says

    this is a good idea, but not for me, lol

    November 6th, 2008 | #

  295. Judy says

    makes sense, but im pretty much ant-credit cards at this point..i just paid mine off!

    November 10th, 2008 | #

  296. KT says

    Sounds too good to be true. I think putting anything on your card may cause you to overspend. Not thinking about your purchase.

    November 13th, 2008 | #

  297. kristina says

    Hmmm good article I just have the tendency to forget about things I sign up for and maybe I might loose it and not remember it for a week or so…it happens with my regular credit card!!

    November 13th, 2008 | #

  298. Julian says

    I’m myself am still debating if i should apply, i seen my friends apply, but they end up getting into debt themselves.

    November 14th, 2008 | #

  299. andy says

    gas prices are dropping and its a best day for everyone.

    November 16th, 2008 | #

  300. salinas says

    i want gas prices to be how they were before bush took office

    November 17th, 2008 | #

  301. memorie says

    1.97 I see nothing to complain about! better than 3.96

    November 19th, 2008 | #

  302. aMBER says

    HMMM…

    November 20th, 2008 | #

  303. Trish says

    I’m going to hold off and see where the gas prices settle.

    November 21st, 2008 | #

  304. Jason says

    Awesome opportunity with those cards. Save some money on gas, thats our priority!

    November 24th, 2008 | #

  305. Gessica says

    if a child were to have a credit card they would just wasste all the money on junk and regret it and have debt when they get older

    November 28th, 2008 | #

  306. Gessica says

    IT COULD be pretty risky

    November 28th, 2008 | #

  307. Jessica says

    good idea

    November 29th, 2008 | #

  308. meghan says

    thats a good idea

    November 29th, 2008 | #

  309. odinaka gabriel says

    i really think this is wonderful and it will positively help students with their financial positive thinking and proper management

    November 30th, 2008 | #

  310. kassandra jean says

    This is idea i find it hands down and really and fully appropriate in supporting students with financial situations.

    December 10th, 2008 | #

  311. LATONYA says

    well i think its a good idea

    December 13th, 2008 | #

  312. Ryan says

    Go for it!!

    December 17th, 2008 | #

  313. kcakes says

    prices were going down but now they are going up. eeks.

    January 2nd, 2009 | #

  314. mel says

    A credit card is a good idea for teens because it teaches responsability and how to properly use money.

    January 13th, 2009 | #

  315. Todd says

    This is a good opportunity for young students to start building credit. Just make sure you pay your bills on time!

    January 15th, 2009 | #

  316. Mario says

    Information is Knowledge. Get a card and save in the long run

    January 18th, 2009 | #

  317. Alex says

    gotta pay the bills on time!

    January 23rd, 2009 | #

  318. morgan says

    helpful

    February 8th, 2009 | #

  319. Megan says

    IDeals like rewards back and gas cards like this blogger discussed are very clever ways of saving some money. the key is to put back the money you spend on the card and pay off your balance everytime you get your credit card bill.

    February 9th, 2009 | #

  320. Cayme says

    Use cards wisely, they keep jacking up the rates unexpectedly and can be quite tricky to pay off as a low budget college student.

    February 19th, 2009 | #

  321. Chelsea says

    I think if you have used a credit card before it is a good idea. If you have never had one, you will be more likely to spend your money frivolously and will not have money when it is time to get gas.

    February 21st, 2009 | #

  322. Hannah says

    This was very helpful. Thank you

    February 22nd, 2009 | #

  323. Angela Hatten says

    I love scholarships

    February 23rd, 2009 | #

  324. Osiris says

    Credit cards are not such a good idea right now. Specially when economy is at a real bad moment.

    March 3rd, 2009 | #

  325. Veronica says

    umm.. yay if i had an actual car this article would be lovely

    March 4th, 2009 | #

  326. zee says

    crazy!

    March 5th, 2009 | #

  327. Bai says

    not a bad idea… saving gas is a VERY important thing these days

    March 6th, 2009 | #

  328. courtney says

    yeah i think it would be a good idea it helps out people that really need it and it wouldn’t hurt to get some credit

    March 11th, 2009 | #

  329. Sandra says

    I had no idea about this!

    March 11th, 2009 | #

  330. Monique says

    this is a good idea and i might make a decision to do what would be best to budget your money

    March 17th, 2009 | #

  331. RALPH says

    EXXON NEEDS TO GIVE A CARD LIKE DISCOVER…ONLY 5% TO 10% BACK FOR THE USERS…FOR THE

    March 21st, 2009 | #

  332. wesley says

    credit is the reason my ————–is in debt today

    March 27th, 2009 | #

  333. Flavia Ferreira says

    the interest is very high!

    April 25th, 2009 | #

  334. Christopher Knowles says

    I agree with several people that have commented before me.

    May 2nd, 2009 | #

  335. erika says

    thats a real good idea

    May 7th, 2009 | #

  336. Autumn says

    If you set aside money it is easy to do and helps build credit

    May 10th, 2009 | #

  337. Briana says

    I guess using a credit card wisely is ok, but I’m still unsure about credit cards. I know they are easy and they do help build your credit, but they can be dangerous. I don’t think I’m ready for a credit card, but someday I maight be.

    May 15th, 2009 | #

  338. Neyssa says

    Good tips. especially in times like this when gas is a must do, in spite of the high prices :S

    May 15th, 2009 | #

  339. Ris says

    Good idea, but you have to think about interest, and you would have to be a responsible college student, and I do see many of those these days

    May 18th, 2009 | #

  340. Lauren says

    I feel that it is a good idea, someone should def. try it out!!!

    May 23rd, 2009 | #

  341. Sarah says

    I like the idea of saving money on gas, but I do not drive.

    June 10th, 2009 | #

  342. natasha says

    sounds like something that needs to be checked into forsure

    June 14th, 2009 | #

  343. monique says

    i agree

    June 29th, 2009 | #

  344. monique says

    ok

    June 29th, 2009 | #

Leave a comment

RSS feed for these comments. | TrackBack URI