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Applied Bank® Secured Visa® Gold Card
No annual fee; reasonably low interest rate.
- 9.99% Low Fixed APR - Rate Won?t Change Even If You?re Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million Locations Worldwide and Online
- CREDIT Bureau Reporting
- *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
Applied Bank® Secured Visa® Gold Card Credit Card Consumer Review
The Applied Bank® Secured Visa® Gold Card, issued by Applied Bank®, is designed for those with limited or poor credit history. The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required, a $5,000 maximum, and an annual fee of $50. Unlike most secured credit cards, this card provides additional services and benefits including online account access and various fraud protection services. It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do. Those who can afford the $200 minimum deposit and do not mind accumulating finance charges once a transaction is posted, will benefit most from the very low rate that the Applied Bank® Secured Visa® Gold Card has to offer.
Other Secured Student Credit Cards
The Applied Bank® Secured Visa® Gold Card is just one of many Secured student credit cards. Review each card carefully to select the right Secured student credit card for you!
New Millennium Bank Secured Platinum Visa®/MasterCard®
No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment; travel-related benefits.
Read Review | Apply Now
Applied Bank® Secured Visa® Credit Card
No application fee; very low annual fee.
Read Review | Apply Now
First Option Visa® Card
Deposits earn interest; guaranteed approval; no credit check.
Read Review | Apply Now
Public Savings Bank Secured Black Card
Reports to all 3 major credit bureaus monthly.
Read Review | Apply Now
