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Citi® Forward Student Credit Card

Citi® mtvU™ Platinum Select Visa Card

0% introductory rate for purchases and balance transfers for 6 months, if you qualify; student-related discounts; no annual fee

0% APR on Purchases and Balance Transfers for 6 Months, If You Qualify, Based on Your Application and Credit History
Earn 5 ThankYou® Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
Earn 25 ThankYou Points Every Month When You Pay on Time and Don't Go Over Your Credit Limit
Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
Redeem Points for Gift Cards, Travel, Electronics, Music, and More
No Annual Fee

Citi® mtvU™ Platinum Select® Visa® Card for College Students Credit Card Consumer Review

The Citi® mtvU™ Platinum Select® Visa® Card for College Students, issued by Citibank, is a credit card designed specifically for students and offers a unique reward program that awards students for using credit wisely and for receiving good grades. Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals. The program also awards 25 points when payments are made on time and spending does not surpass the credit limit. Twice per year, anywhere between 250 and 2,000 points may be awarded dependent on the student's GPA (beginning at 2.5). These points can be redeemed for gift cards, CDs, a VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and airline tickets. There is a 75,000 yearly limit to the number of points that may be earned, and points expire in five years. This card has no annual fee, but the variable interest rate for purchases and balance transfers is above average for a student card. However, there is a 0% APR on purchases and balance transfers for six months, if you qualify, based on your application and credit history (a rare benefit for a student credit card). It is important to understand that there is a minimum cap of for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the variable interest rate will not go below the minimum cap. The card provides platinum cardholder benefits that include auto rental insurance and various travel and emergency assistance services. Cardholders also receive a 10% discount on purchases made at the MTV online store and at the MTV New York City Store. Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to take advantage of the reward program will benefit most from what the Citi® mtvU™ Platinum Select® Visa® Card for College Students has to offer.

Other Citibank Credit Cards

In addition to the Citi® mtvU™ Platinum Select® Visa® Card for College Students, there are other great Citibank credit cards to choose from. Review each card carefully to select the right Citibank® credit card for you!

Citi PremierPass® Elite Level

Attractive reward program; bonus points.
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Citi® Platinum Select® MasterCard®

0% introductory rate; reasonable variable APR for purchases; no annual fee.
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Citi Forward(SM) Card

Up to a 2% APR reduction when you use your card wisely; a number of ways to earn bonus points
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Citi Forward(SM) Card for College Students

Up to a 2% APR reduction when you use your card wisely; a number of ways to earn bonus points.
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Other Visa® Student Cards

The Citi® mtvU™ Platinum Select® Visa® Card for College Students is just one of the student credit cards offered by Visa. Review each card carefully to select the right Visa student credit card for you!