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New Millennium Bank Secured Platinum Visa®/MasterCard®
No credit check for new applicants; guaranteed approval; free companion ticket upon enrollment; travel-related benefits.
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Free Companion Airfare
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Guaranteed Issue
- Credit Amount Equals the Deposit
- Complimentary Online Services for Account Management and Payments
- Be Approved Regardless of Income or Credit History
- Reports to the 3 Major Credit Bureaus
New Millennium Bank Secured Platinum Visa®/MasterCard® Credit Card Consumer Review
The New Millennium Bank Secured Platinum Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the best benefit is the free companion airline ticket, which is awarded to cardholders upon approval. The card offers a free membership to TheWorldsBestTravelClub.com, which offers discounts on a variety of travel services and provides cardholders with a $69 cash rebate on their first condo booking. The card also offers referral program that rewards cardholders with up to $50 per approved referral. Although the APR applied to purchases is high for a secured card, this card does apply interest to the deposit amount required to secure the account, which is a nice benefit. This card also has a no credit check and no turn-down policy. There is an annual fee of $59, which is slightly above average for a secured card, as well as a one-time processing fee of $99.95 ($129.95 if the applicant would like to be issued both a Visa® and a MasterCard®). It is important to note that a drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. Therefore, those who do not mind accumulating finance charges once a transaction is posted and can afford the $300 minimum deposit will benefit most from what the New Millennium Bank Secured Platinum Visa®/MasterCard® has to offer.
Other Secured Student Credit Cards
The New Millennium Bank Secured Platinum Visa®/MasterCard® is just one of many Secured student credit cards. Review each card carefully to select the right Secured student credit card for you!
Applied Bank® Secured Visa® Gold Card
No application fee; very low annual fee.
Read Review | Apply Now
Applied Bank® Secured Visa® Credit Card
No application fee; very low annual fee.
Read Review | Apply Now
First Option Visa® Card
Deposits earn interest; guaranteed approval; no credit check.
Read Review | Apply Now
Public Savings Bank Secured Black Card
Reports to all 3 major credit bureaus monthly.
Read Review | Apply Now
